The government’s announcement that the student loan rate would double unless congress acts to delay the increase will have a profound negative effect on the future of this country. Students that currently owe money on these loans have more to lose than a homeowner whom might default and lose their house.
There is already evidence that students who are so “in the hole” with a loan are either dropping out of school, or using other high interest sources to continue with their education. Either one has an impact on the future of this country.
Student A, is a 21 year old student with means of financial support other than her own, and has chosen to drop out of college as she can no longer pay the tuition. She is paying the bare minimum and the interest is accruing faster than she can pay the loan off. At this pace, the student is on a path for minimum wage work with debt that might never be paid down.
Student B, is a student with the means to stay in school, but who is amassing student loans nearing $200,000. The student is set to graduate this June, and no job is on the horizon.
Both of these students paint a poor picture, yet this is occurring to nearly 1 million students in the U.S.
While there is no single answer to this issue, I’d rather propose a question to the federal government: How can you bail out companies who fail to handle their business, but punish the future of this country?
/TT

psych women exam1

The above are the essay questions for the exam on February 22, 2012.  Blue Books wil be handed out in the class.

President’s day. This applies to Child Psychology

this exam is tonight, 2/13/2012

Child Psychology, Monday, 7:10pm – 10:00pm room H-207
Textbook: Child Development (5th edition), Dehart

Psychology of Women, Wednesday, 5:40pm – 8:30pm room SLH
Textbook: Psychology of Women (7th edition), Maitlin